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# credit-challenged

adjective (credit-challenged)

«credit-challenged» in the English dictionary: in the primary school — its meanings, how the lessons use it, and examples, each with its tree on Mova.

## In the primary school

Source: Mova's pupils' dictionary. Licence: [Elamur Cosmic License](https://mova.elamur.ai/free/en/docs/LICENSE/). Reviewed: the dictionary the pupils of Mova's primary school read; its examples quote the lessons and public-domain tales. Ships with Mova.

### Meaning

(euphemism, business, US) having a bad credit record, so banks do not trust the person to borrow money.

### In the lessons

Jargon used by lenders, car dealers and adverts to talk politely about people with poor credit; US mainly.

### Examples

- The car dealer offers loans to credit-challenged buyers.
- Being credit-challenged makes it hard to rent a flat.
- Advert: «Credit-challenged? We can help!»
- The bank refused him because he was credit-challenged.
- Credit-challenged customers often pay higher interest.
- The magazine explained how credit-challenged people can rebuild trust.

### Note

It means «bad at paying debts back» in the bank's eyes. Loans for such people usually cost more.