[Elamur Dictionary](https://md.dictionary.elamur.ai/free/en/) · [this page in HTML](https://dictionary.elamur.ai/free/en/english/mortgage/)

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# mortgage

noun (a mortgage, mortgages); verb (mortgage, mortgages, mortgaged, mortgaging)

«mortgage» in the English dictionary: everyday and in Jewish tradition — its meanings, how the lessons use it, and examples, each with its tree on Mova.

## Everyday

1. (money) A mortgage is a big loan from a bank to buy a house or flat; you pay it back with interest, a bit every month, over many years. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#m1)
2. (money) To mortgage a house is to use it as a promise for a loan: if you cannot pay, the bank can take the house. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#m2)

### In the lessons

In adult life many families pay a mortgage; it is often the biggest monthly bill. Children may hear parents worry when interest rates go up. When the loan is all paid, the family owns the house outright. In maths problems a mortgage shows monthly payments and interest: paying back more than you borrowed. Phrases: take out a mortgage, pay the mortgage, mortgage payments, pay off the mortgage, mortgaged to the hilt.

### Examples

- Mum and Dad took out a mortgage to buy our house. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x1)
- Most of Dad's pay goes on the mortgage. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x2)
- When the mortgage is paid off, the house will be all ours. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x3)
- The bank checks your payslips before giving you a mortgage. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x4)
- If a family can't pay the mortgage, they might lose the house. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x5)
- A mortgage of 200 thousand pounds paid at 1,000 a month takes a long time. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x6)
- Renting is different from having a mortgage. [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x7)
- Now my horses and lands are all mortgaged, it is indeed high time; but gold will come at last--at Easter.' [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/#x8)

### Note

The t is silent: say "MOR-gij". Countable. In maths: the total paid back is more than the loan because of interest. The person who borrows is the borrower; the bank is the lender. Not the same as rent (paying an owner to live in their home).

## In Jewish tradition

It means to give a field or house as a pledge for a loan. Here poor people had to pledge their land to get grain in a famine.

**Interpretation.** Nehemiah is read as scolding the rich for pressing their poor brothers. The law says to lend without interest and to help the poor.

### Examples

- Some also there were that said: 'We are mortgaging our fields, and our vineyards, and our houses; let us get corn, because of the dearth.' (Writings NEH.5.3, JPS 1917) [tree →](https://mova.elamur.ai/free/en/corpora/dictionaries/judaism/M/mortgage/#x1)

### Note

The t is silent: say "MOR-gij". Countable. In maths: the total paid back is more than the loan because of interest. The person who borrows is the borrower; the bank is the lender. Not the same as rent (paying an owner to live in their home).

## On Mova

- [Trees and pragmatics of «mortgage» in the school dictionary](https://mova.elamur.ai/free/en/corpora/dictionaries/school/M/mortgage/): every meaning and example parsed by Mova, with its dependency tree and frames.
- [«mortgage» in the school dictionary](https://mova.elamur.ai/free/en/dictionaries/school/w/mortgage.html) on Mova free.
- [Trees and pragmatics of «mortgage» in the Judaism dictionary](https://mova.elamur.ai/free/en/corpora/dictionaries/judaism/M/mortgage/): every meaning and example parsed by Mova, with its dependency tree and frames.
- [«mortgage» in the Judaism dictionary](https://mova.elamur.ai/free/en/dictionaries/judaism/w/mortgage.html) on Mova free.

